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How Much Can I Borrow?

Mortgage Borrowing Calculator

Please enter the income for the first and (if appropriate) second applicants and the maximum borrowing will be calculated

Applicant 1 income £
Applicant 2 income £
 
Maximum borrowing £

 

THE MAXIMUM BORROWING IS ONLY AN ESTIMATE BASED ON THE INFORMATION PROVIDED. TO OBTAIN AN ACCURATE FIGURE PLEASE CONTACT US FOR A FULL REVIEW.

How Much Could I Pay?

Mortgage Payment Calculator

Please enter the requested values, and then the monthly payment will be calculated

Loan amount £
Rate %
Term years
Repayment Interest only
 
Monthly payment £

 

THE MAXIMUM BORROWING IS ONLY AN ESTIMATE BASED ON THE INFORMATION PROVIDED. TO OBTAIN AN ACCURATE FIGURE PLEASE CONTACT US FOR A FULL REVIEW.

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Summer 2018 

 

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Spring P 2018

Re-mortgaging Your Property

Many of us are looking for a better mortgage deal, or would like to release some of the equity in our home but the process is often not as easy as it first appears.

So what do you need to know before you seriously consider remortgaging?

Where to start?

The first step is to contact us and we can advise you on the best remortgaging options.

We will work with you to check the terms and conditions of your existing mortgage. These will tell if you are tied-in to your mortgage deal or if there are any early repayment charges. You can then decide if it is worth switching to a different rate or stay put until the penalties have expired.

How do I apply?

We will of course guide you through the whole remortgaging process, which will include:

• An early repayment statement will be needed from your existing lender telling you how much you owe.
• An application form from your new lender will need to be completed, along with details of your income and proof of your identity
• Your new lender values your home
• Subject to all the paperwork being satisfactory, the lender will issue a mortgage offer which will contain the amount of the mortgage and the terms that they will offer you
• Solicitors will need to be instructed at this point to arrange the legal documentation, leading through to completion of the loan

How long does it take?

The whole process should take about a month to complete however this may vary from customer to customer.

Once you have received a completion statement from your solicitor or new lender, the process has finished and your new mortgage is in place.

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