Free loan calculators

How Much Can I Borrow?

Mortgage Borrowing Calculator

Please enter the income for the first and (if appropriate) second applicants and the maximum borrowing will be calculated

Applicant 1 income £
Applicant 2 income £
 
Maximum borrowing £

 

THE MAXIMUM BORROWING IS ONLY AN ESTIMATE BASED ON THE INFORMATION PROVIDED. TO OBTAIN AN ACCURATE FIGURE PLEASE CONTACT US FOR A FULL REVIEW.

How Much Could I Pay?

Mortgage Payment Calculator

Please enter the requested values, and then the monthly payment will be calculated

Loan amount £
Rate %
Term years
Repayment Interest only
 
Monthly payment £

 

THE MAXIMUM BORROWING IS ONLY AN ESTIMATE BASED ON THE INFORMATION PROVIDED. TO OBTAIN AN ACCURATE FIGURE PLEASE CONTACT US FOR A FULL REVIEW.

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View our latest Mortgage & Protection Newsletter

Summer 2018 

 

View our latest Protection Bulletin 

Spring P 2018

Why do you need it?

The loss of a spouse or parent can leave dependants with additional issues to cope with other than the emotional. If you are inadequately insured, your dependants may be left with a dramatically reduced household income, which could affect their quality of life. Potentially there may be reduced opportunities for children such as the ability to pay for a university education or difficulties in maintaining mortgage payments on a reduced income.

In the event of your death, a lending institution will not write off your debt. Rather, they will continue to pursue the debt through your dependants and could, ultimately, foreclose on the loan meaning the loss of the family home.

What will the State provide?

The main benefits the State may provide are the Widowed Parent's Allowance and Child Benefit. Depending on whether the widow(er) qualifies for Income Support, the State may or may not help with paying the mortgage interest.

The method for calculating which benefits an individual may qualify for is extremely complicated. More information is available at the Department of Work and Pensions website  www.dss.gov.uk.

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